SPOKANE, Wash – If your New Year’s financial resolutions failed in January, you’re not alone, and February offers the perfect reset opportunity.
Lindsay Burdett, a financial expert with STCU, says mid-February is ideal for restarting our goals. And just like fitness or diet resolutions, savings or investment goals start by showing up prepared.
“You just need to start somewhere, but I think people also don’t want to see where they’re spending money,” Burdett said.
Ready to face your spending? Block out time to review your habits and create a working budget.
“There’s tax calculators, there’s home calculators, if you’re trying to save for something, whether that’s Christmas or a car or otherwise, there’s links in there that you can say if this, then that. How do I achieve that goal?” she said.
Whether you prefer working with a financial planner or going solo, check out free and secure budgeting tools. STCU offers online calculators and planning resources to help you reach specific savings goals.
If you feel disappointed with your financial progress, consider a change to your savings strategy.
“Getting to the end of the month and hoping there’s something leftover is not a strategy,” Burdett advised.
Small amounts add up. Start with whatever amount feels manageable and build from there. Don’t wait for hundreds of dollars to become available.
Even saving $50 monthly builds lasting habits.
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